Manhattan Beach Mortgage Lender is ideal for individuals with a credit score of 580 or higher who are ready to purchase a home or refinance within the next few months. You can check your credit score instantly as part of the application process. If you already have a signed purchase agreement, apply online to get started. One of our Home Loan Experts will contact you to expedite your mortgage process.For self-employed individuals, you can start your application online, but some steps will require assistance from our Home Loan Experts. Similarly, if you plan to apply with a co-signer, we recommend connecting with our team before submitting your application.