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Protect Yourself from Quishing Scams

What Is Quishing?

As technology evolves, so do the tactics of cybercriminals. One such tactic is quishing, or QR phishing, where scammers use QR codes to trick users into giving up sensitive information, downloading malicious software, or even stealing money. QR codes, which became more popular during the pandemic, are now being exploited by these criminals.

Examples of Quishing

Here are some scenarios where quishing can occur:

• A fake QR code redirects you to a phishing website where you unknowingly provide personal or financial information.
• Scanning a malicious QR code infects your device with malware, which can steal data or demand a ransom.
• An altered QR code accesses your payment platforms or sends fraudulent emails from your account.

Where Can You Find Altered QR Codes?

Altered QR codes can be found in various places, including:

• Emails
• Text messages
• Social media posts
• Restaurants and bars
• Stores
• Parking meters
• Packages

How to Protect Yourself from Quishing

Follow these tips to safeguard yourself from quishing scams:

• Be skeptical: Only trust QR codes from recognized sources.
• Watch for tampering: Check if the QR code appears altered or has a sticker over it.
• Verify URLs: Ensure the URL that appears after scanning looks legitimate.
• Avoid suspicious websites: Look for signs of a fake website, such as typos or poor design.
• Download apps safely: Use app stores instead of QR codes to download apps.
• Avoid QR code scanner apps: Use your device’s built-in scanner to reduce malware risk.
• Protect your data: Do not enter sensitive information on websites accessed via QR codes.
• Install security software: Ensure your devices have updated security software to prevent malware.

What to Do if You Scan a Fake QR Code

If you realize you’ve scanned a fake QR code, take these steps:

• Change passwords: Update passwords for any compromised accounts immediately.
• Contact financial institutions: Notify your banks and credit card issuers to secure your accounts.
• Set up fraud alerts and credit freezes: Use the services of Experian, TransUnion, and Equifax to protect your credit.
• Report to the FTC: Inform the Federal Trade Commission if identity theft occurs.
• Consider identity theft protection: Services like Experian can monitor and protect your identity.

The Bottom Line

Anyone using QR codes can fall victim to quishing. However, by being vigilant and following the tips above, you can protect yourself from these scams. Always ensure the QR codes you scan are from trusted sources.

For any mortgage service needs, contact O1ne Mortgage at 213-732-3074. We are here to help you with all your mortgage requirements.

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