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Protect Your Identity with O1ne Mortgage

Identity theft is a serious issue that can have devastating consequences. At O1ne Mortgage, we want to help you understand how identity theft happens, what thieves can do with your personal information, and how you can protect yourself. If you have any mortgage-related needs, feel free to call us at 213-732-3074.

How Does Identity Theft Happen?

Identity theft occurs when someone steals your personal information to impersonate you. This can happen through data breaches, lost or stolen possessions, malware, unsecured browsing, phishing, and card skimming. Even friends or family members can misuse your information without your consent.

What Can Identity Thieves Do With Your PII?

Personally Identifiable Information (PII) includes details like your Social Security number, birth date, and home address. Thieves can use this information to take over your accounts, open new accounts, file tax returns, or even get medical procedures in your name. They might also sell your PII on the dark web.

How to Protect Your Personally Identifiable Information

Protecting your PII requires vigilance both online and offline. Use strong, unique passwords and enable multifactor authentication for your accounts. Keep your devices updated and avoid logging into accounts on public Wi-Fi. Offline, never carry your Social Security card in your wallet, shred documents with PII, and be cautious of unsolicited messages asking for your information.

What to Do if Your PII Is Compromised

If your PII is compromised, act quickly. Regularly check your account statements and look for unexpected bills or application rejections. Add transaction notifications to your accounts and consider signing up for credit monitoring. You can also freeze your credit or place a fraud alert on your credit reports.

For more information on protecting your identity and for any mortgage-related inquiries, contact O1ne Mortgage at 213-732-3074. We’re here to help you stay safe and secure.

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