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3. Email Spoofing Explained: Recognize and Prevent Scams

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Understanding Email Spoofing: Protect Yourself from Cyber Threats

At O1ne Mortgage, we prioritize your security and want to ensure you are well-informed about potential cyber threats. If you have any mortgage-related needs, feel free to call us at 213-732-3074. In this article, we will explore the concept of email spoofing, its types, and how to identify and protect yourself from such threats.

What Is Email Spoofing?

Email spoofing occurs when someone alters the metadata of an email, such as the sender’s name or email address, to deceive the recipient. This tactic is often used to trick individuals into believing the email is from a trusted source, such as a friend, family member, or reputable organization. The ultimate goal is usually to steal personal or sensitive information.

Types of Email Spoofing

There are several ways email spoofing can be executed:

  • Changing the Display Name: The sender modifies the name that appears, making it seem like the email is from someone familiar.
  • Altering the Name and Email Address: A more advanced spoof might change both the name and the domain, using a compromised server to relay the email.
  • Using Similar Addresses: Attackers create email addresses that closely resemble those of legitimate organizations, often by substituting similar-looking characters.

How to Identify a Spoofed Email

Here are some signs that an email might be spoofed:

  • Name and Email Mismatch: The display name and email address do not match. For example, the display name might be “Customer Support,” but the email address is not from the company’s official domain.
  • Unexpected Links: Be cautious of emails urging you to click on links, especially if they create a sense of urgency or intrigue.
  • Incorrect Signature: Check the signature for inconsistencies in the name, address, or phone number.
  • Reply-to Address: Ensure the reply-to address matches the sender’s displayed address.
  • Unusual Tone: If the email’s tone seems off or uncharacteristic of the supposed sender, it might be spoofed.

Protecting Yourself from Scammers

To safeguard against email spoofing and other cyber threats, follow these tips:

  • Never share personal information or passwords via email.
  • Be wary of requests for payments through wire transfers, money orders, cryptocurrency, or gift cards.
  • Run regular scans to check if your information is available online.
  • Consider subscribing to identity monitoring services for ongoing protection.

If you ever feel pressured or threatened into sharing personal information or making a payment, take a moment to review your options and seek advice. For any mortgage-related inquiries, don’t hesitate to contact O1ne Mortgage at 213-732-3074. We’re here to help you navigate safely through the digital world.

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